Its been a very long time since i last log in.
Here is todayt's topic.Loansharks.Are they wise or are they complete idiots?
Lets look at this way.they lent you money.Then they ask you to pay back or else.In the first place,why did they lend people money when they KNOW and i mean KNOW!that the peole whom they lent money to are SO problematic!!Loansharks probably know that these people will never and i mean never ever pay back their money in time.Let take a look at this way.
MrBroken:Hey buddy can you lent me US$10,000?I'll pay you back next month, I promise@@
MrLoanny:Well,uhhh
If you were the loanshark,will you lent that guy your money?
If you say yes,then YOU'RE AN IDIOT!WHY WOULD YOU LENT HUGE SUMS OF MONEY TO A COMPLETE STRANGER.Why do they even bother to lent that money in the first place. COme to think of it, if they could have a huge sums of money, why do they bother asking them to pay them back?Whats the point of lending people money?Ok i know some people may be desperate to borrow some money to pay thier debts.If your a good samiritan,help that guy by not lending him money at all.Dont ever lend money to strangers EVER Ever ever eever....
Let me set up some guidelines if you want to lend some people your money.NO!i'm not implying you to be a loanshark.I'm just want to tell you how to lent people your money wisely.
NO.1:Lent once and only ONCE.If the person ask again,dont lend the person your money
NO2.:Don't lent your money to a heavy gambler.Not even a single cent.
NO3:Dont bother setting up a monthly installment. That will make the person pay even later.
NO4:Dont force the person to pay back immediately.That will force him to commit a crime.
No5:Never lent to a stranger.Lent only to family,relative and friends who will never turn their
back towards you unless they are a heavy gambler who keeps getting into debt.
No6:Dont be a loanshark in the first place.You'll get arrested for being an illegal money lender.
No7:If the person never pays you back,dont bother to sue him/her,threatening wont work,killing will result MAJOR STUPIDITY(Why kill him/her?you're a moron if you kill that person who fails to pay you back your money.You're not a soul collector!)If you sue,what use will it be if that person is already penniless?Sent him/her to jail?Well you can only sue and/or sent that person to jail if he/her secretly has a huge sums of money in their bank account.They have huge sums of money in which it was enough to pay you back the sums of money you have lent to but failed or never bother to tell you that they got the money to repay you back.Not sure if such law exist....
No8:Give the person who borrow your money time.Give them time of over one year IF they borrow over $10000.SIX months if the borrowed over $1000.
A month for over $50.A week if they borrow below $50.A day if they borrow less that $11.
Even if their time is up, dont threaten them.Thier guilt/conscience will make them pay you back.
That is all i can think of. BTW, I have waste you time by wasting my own time.If this is misleading,Dont believe it.